Iowa · Personal Injury
The Iowa Personal Injury Guide
Learn Iowa's 51% fault rule, the two-year deadline for injury claims, special rules for suing the government, and the path of a typical lawsuit.
2026-2027 Edition · Cited to Iowa law · Plain language
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Cited to the statute · Legal information, not legal advice
How personal injury claims work in Iowa
Negligence, the two-year deadline, the 51 percent comparative fault bar, joint and several liability, government claims, and damages.
ABOUT THIS BOOK
When someone is hurt through another person's carelessness in Iowa, the claim usually turns on negligence and on Iowa's modified comparative fault system. The Iowa Personal Injury Guide explains how these cases work in the Iowa District Court.
The guide begins with where Iowa differs: the 51 percent bar to recovery, limited joint and several liability, a strict two-year filing deadline, special rules for claims against cities, counties, and school districts, and the absence of general caps on non-economic damages.
Inside, the guide explains:
• The four elements of negligence
• How fault percentages reduce or bar recovery under Iowa Code Chapter 668
• The 50 percent threshold for joint and several liability
• Economic and non-economic damages, and wrongful death claims
• The Iowa Municipal Tort Claims Act and the dramshop law
• Expedited civil actions for cases of $75,000 or less, and the discovery process
The guide is written for both sides of a claim: the injured person and the defendant or insurer. Checklists, comparison tables, a glossary, questions to ask an attorney, and sample document outlines round out the Toolkit.
Legal information, not legal advice.
WHAT’S INSIDE
- The Foundation: Iowa Negligence Law
- The Clock is Ticking: Iowa's Statutes of Limitations
- Sharing the Blame: Iowa's Comparative Fault Act
- Special Cases and Defendants
- Exceptions and Defenses
- Rights of Defendant or Insurer
- Step-by-step procedures from each side, with deadlines at a glance
- 22 real-world questions and answers
- Statute index, key court decisions and official forms
- Toolkit: checklists, comparison tables, glossary and common mistakes to avoid
WHY READERS TRUST THIS GUIDE
Plain language. Cited to the statute. Dated so you know it is current.
Every rule is cited to Iowa law so you can verify it.
Cited, so you can check it
Every rule names the section of Iowa law it comes from, so you can read the source yourself.
Plain language, no filler
Written to be read start to finish by someone with no legal training, with worked examples.
Dated and updated
Each guide carries a law-current date and new editions ship when the law changes.
Bonus toolkit
Register your book for this topic’s checklists, worksheets and starter template, as soon as they are ready.
QUESTIONS BEFORE YOU BUY
Iowa personal injury law: what to know before you order.
Straight answers about what the guide is, what it covers and how it reaches you.
How long do I have to file an injury lawsuit in Iowa?
For most personal injury claims, Iowa's statute of limitations is two years from the date of the injury, with narrow exceptions. The guide explains the deadline and its exceptions.
Can I recover if I was partly at fault in Iowa?
Under Iowa's modified comparative fault rule, recovery is reduced by the injured person's share of fault and barred at 51 percent or more. The guide explains how fault is assigned.
Is this legal advice?
No. It is legal information in plain language, cited to the law, so you understand your options and know what to ask. Reading it creates no attorney-client relationship.
Is it written for Iowa?
Yes. This guide is written for Iowa law and cites the Iowa statutes and rules it relies on. If your case is in another state, choose that state's edition.
KEEP GOING
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PLEASE READ
Legal information, not legal advice. STACKED LEGAL® is a publisher, not a law firm. Buying or reading this book creates no attorney-client relationship and promises no outcome. Laws change; verify current law and talk to a licensed attorney in Iowa about your situation.
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